Overview

Intermediate Lecture: For lending officers and managers who have already attended the Basic Credit Analysis Course, and now possess the basic skills in lending, this programme would further deepen their credit expertise especially in the following areas: working capital analysis; financial risks analysis; non-financial risks analysis; risk ratings and credit scoring; cluster lending or credit programmes; loan portfolio monitoring and delinquency management; among other critical issues for credit analysts and lending officers.

Participants would also be exposed to basic Asset & Liability Management; Understanding Bank Capital Adequacy Issues; Corporate Governance; and Understanding Basle III; necessary for conceptual appreciation of their roles in achieving overall sound financial standing of their Financial Institution.

Advanced Lecture Overview
As the increasingly turbulent and challenging economic and industry environments heighten credit (and other) risks in financial institutions, a thorough knowledge and expertise in credit risk identification and assessment; credit risk scoring and rating; risk modeling and measurement; as well as risk management for derivative products is very crucial in managing credit risks and improving business outcome – while meeting regulatory and economic capital standards.

This course is specially designed for leaders, credit analysts, credit administrators, portfolio managers, credit product development officers, business leaders in FIs, as well as other key stakeholders in risk management who already have sound knowledge of basic and intermediate credit risk analysis and management.

Participants would find this programme useful in enhancing their mastery of key credit risk concepts and management practices as well as the Basel Accord and other local regulatory approaches to regulatory and economic capital adequacy requirements for Financial Institutions.